Your use of the NJ4NJ website, including any other media form, media channel, mobile website or mobile application related or connected to NJ4NJ (collectively the “Site”), is subject to the following terms and conditions in this notice (“Notice”). By accessing this Site, you acknowledge that you have read and do accept these terms and conditions. This Privacy Policy applies to the Site and all products and services offered by NJ4NJ.

This Privacy Policy is designed to explain how we collect, use, disclose and safeguard your information when you visit the Site.  Customer service is very important to us here at NJ4NJ.  As we continue to improve and expand our services, we recognize our visitor’s and applicant’s need and desire to preserve their privacy and confidentiality. Safeguarding our customer’s privacy is very important to us. We have adopted standards that help maintain and preserve the confidentiality of customer’s nonpublic personally identifiable information. Additionally, we reserve the right to make changes to this Privacy Policy any time and for any reason.  These changes will be noted based on the “Last Updated” date of this Policy and you waive the right to receive specific notice of each change or modification. 

Personal Information We Collect

Personal Information means personally identifiable information such as information you provide via forms, surveys, applications or other online fields including name, postal or email addresses, telephone, fax or mobile numbers, business information, or account numbers. Our hosting service provider’s servers automatically log certain anonymous information about users of the Site. The information is stored as log files on the server. The anonymous information our web service provider collects may include: Internet Protocol (IP) address, browser type, operating system, the time of the visit, the page that referred the visitor to the Site, the pages viewed, and the order of pages viewed. NJ4NJ may use this information to determine, among other things, traffic patterns, the number of users who access certain areas of the Site, other user trends, and the need for improvements to website navigation and infrastructure.

NJ4NJ is a company designed to assist businesses that have been affected financially by the COVID-19 pandemic.  As such, NJ4NJ must collect certain information through the website in order to determine which businesses we can financially assist.  You may be asked for information that identifies you, including your name, e-mail address, mailing address, zip code or telephone number (collectively, “Personal Information”). 

How We Use and Disclose Your Information

We collect, generate, retain and use your Personal Information for our own internal purposes in connection with the facilitation, recording and processing of any requests, communications, or interactions you may have with our Website. We also automatically collect and store statistics and other information about you and your online activities on an aggregated, non-personally identifiable basis and in a manner that may allow us or our affiliated or related entities to improve our services to you.

In addition, your Personal Information may be also be used by us to provide you with information regarding our services. For example, we may use your e-mail address to target you through social media and advertising, send you special announcements and notifications of new real estate listings, closings, transaction news, services or promotions that may be of interest to you.

Your Personal Information may also be used in the following manner:

  • to respond to your inquiries and fulfill your requests;
  • to send you important information regarding the Site, changes to terms, conditions, and policies and/or other administrative information;
  • to send you marketing communications that we believe may be of interest to you;
  • to personalize your experience on the Site by presenting content, ads or offers tailored to you;
  • to verify your identity and/or location (or the identity or location of your representative or agent) in order to conduct online transactions and to maintain measures aimed at preventing fraud and protecting the security of account and Personal Information;
  • to allow you to participate in surveys, sweepstakes, contests and similar promotions and to administer these activities. Some of these activities have additional rules, which may contain additional information about how Personal Information is used and shared;
  • collected through our social media pages and interactions with you to assist in verifying your identity and account status.  We may combine this information with information we already have;
  • for business purposes, including data analysis, audits, developing and improving products and services, enhancing the Site, identifying usage trends and determining the effectiveness of promotional campaigns;
  • for risk control, for fraud detection and prevention, to comply with laws and regulations, and to comply with other legal process and law enforcement requirements.

The above list is not an exhaustive list, just examples of how NJ4NJ my use your Personal Information. 


Cookies allow websites to recognize you when you return and can keep track of information specific to you. Consistent with standard practices in the Internet industry, you may occasionally receive cookies from third parties to which you link from our Website. If you prefer, you may set your browser to ask for your permission before you receive a cookie. For your information, we do not control these third party cookies, and they are not subject to this Privacy Policy.

Information Sharing and Disclosure

When you request information, we need to know your name and e-mail address. This allows us to process and fulfill your request. does not sell, trade, or rent your personal information to others. may provide aggregate statistics about our customers, traffic patterns, and related site information to reputable third-party vendors, but these statistics will include no personally identifying information.

Links may contain links to other web sites that are operated or owned by third parties. Be advised that when you click on one of these links, you are navigating to another web site outside of the website. NJ4NJ encourages you to read the privacy statements of these linked sites as their privacy policies may differ from ours. In no event is NJ4NJ responsible or liable for the privacy practices or the content of these third-party web sites, and you use them at your own risk.

Social Media Sites

NJ4NJ may provide experiences on social media platforms including, but not limited to, Facebook®, Twitter®, YouTube® and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. Any content you post on NJ4NJ, or managed social media pages, such as pictures, information, opinions, or any Personal Information that you make available to other participants on these social platforms, is subject to these terms of use and Privacy Policies of those respective platforms. Please refer to them to better understand your rights and obligations with regard to such content.


Any dispute or claim arising out of or in connection with this privacy statement or your use of the Website shall be governed by and construed in accordance with the laws of the State of New Jersey and shall be referred to and finally resolved by confidential arbitration in Hackensack, New Jersey in accordance with the Commercial Arbitration Rules of the American Arbitration Association then in effect, which rules are deemed to be incorporated by reference. The award or decision rendered by the arbitrator shall be final, binding and conclusive, and judgment may be entered upon such award by any court. Each party will bear its own expenses.

Accessing, Updating or Deleting Information Collected About You

The laws of your state of residence may give you the right to:

  • update, modify, delete or obtain a copy of the personal information that we hold on you; or
  • restrict or stop us from using any of the personal information which we hold on you, including by withdrawing any consent you have previously given to our handling of such data.

You can request that we do this by contacting us at We endeavor to respond to such requests within a month or less, although we reserve the right to extend this period for complex requests.

NJ4NJ may review and modify this policy, including without limitation in response to comments received or changes in applicable law from time to time. If we modify this policy, the modification will be included in the copy of these guidelines posted on this website.

Limitation of Liability and Disclaimers

Your use of this Site is at your own risk. These materials may be changed, improved, or updated without notice. NJ4NJ, is not responsible for any errors or omissions in the content of this Site or for damages arising from the use or performance of this Site under any circumstances.  You release (a) Nj4NJ, and its respective trustees, officers, agents, partners, directors and employees and (b) any third party involved in creating, producing or delivering the Site, content, or services from claims, demands and damages (including, without limitation, direct, indirect, incidental, special, consequential, punitive, and any other damages) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with your use of the Site, content, or services. Under no circumstance will NJ4NJ, or any of its respective TRUSTEES, officers, agents, directors, partners, or employees be liable in any way for any user content or any user’s use of the Site, content, or services, including, but not limited to, for any errors or omissions in or on the Site, content, or services or for any loss or damage of any kind incurred as a result of the use of the Site, content or services. NJ4NJ, shall have no liability for any damages resulting from any failure to perform any obligation hereunder or from any delay in the performance thereof due to causes beyond NJ4NJ’s control, including, without limitation, industrial disputes of whatever nature, acts of god, public enemy, war, acts of government, fire, other casualty, failure of any link or connection whether by computer or otherwise, or failure of technology or telecommunications.


You agree to indemnify NJ4NJ, its affiliates, and their respective trustees, officers, managers, employees, agents, licensors, and representatives for all liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, that they incur based upon any third-party claims related to or arising out of your use of the Site or your violation of these terms and conditions, or your violation of any rights of any third party. NJ4NJ, reserves the right, at its own expense, to assume the exclusive defense and control of any matter for which it is entitled to indemnification. You agree to provide NJ4NJ, with whatever cooperation it reasonably requests.

Legal Disclaimer

NJ4NJ, reserves the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and or comply with a judicial proceeding, court order, or legal process served on NJ4NJ.